Personal Information Collection
We collect Personal Information through:
- Information we receive on applications, forms, and other communications whether in writing, in person, by telephone or by any other means;
- Information we receive while processing and verifying the information provided to us;
- Information we receive from affiliates, insurers, other intermediaries, and others;
- Information we receive from consumer reporting agencies;
- Information available from external sources (i.e. publicly available records).
Personal Information Use and Disclosure
We may use the Personal Information referenced above to complete the requested transactions, products and services, inform you about additional products and services that may be of interest to you, and perform related functions. We may also disclose such Personal Information to affiliates and nonaffiliated third parties as described below.
Necessary Disclosures of Personal Information
We may disclose Personal Information to affiliated and nonaffiliated third parties: (1) as necessary to process or service requested or authorized transactions, such as to secure quotations for insurance, obtain insurance coverage, or report or process claims, and/or (2) that perform services on our behalf or to other institutions, including insurance companies with whom we have joint marketing arrangements. In addition, we may disclose Personal Information as otherwise permitted or required by law, or pursuant to a subpoena or other request by government officials. We may also share Personal Information in other circumstances as described below.
Our practices regarding information confidentiality and security:
We restrict access to your nonpublic personal information to those employees of our affiliates and ours who need to know that information in order to provide products or services to our Clients. We have physical, electronic, and procedural safeguards in place to guard all nonpublic personal information.
Cookies are pieces of information that our web server assigns to you when you visit our website. Cookies are used in a few areas of our site. They are not used for collecting, storing or tracking personal information from our customers. These cookies eliminate the need for redundant entry by simply carrying forward information that you submitted on one screen to the next. These cookies do not gather any other personal information from you or your computer. You have a choice whether to accept the cookie or not, however, if you reject the cookie or if cookies are disabled on your web browser, some parts of the website may not function properly.
Linking to Other Sites
Internet Protocol (“IP”) addresses.
IP addresses are unique numeric identifiers assigned to your computer each time you access the Internet. IP addresses contain no personally identifiable information and often change each time you access the Internet. This Website uses IP addresses to track visitors as they navigate through the Website. This tracking allows us to diagnose problem on the Website, track usage patterns and volume, and otherwise to administer and improve the Website.
Children Under Age 13
This Website is not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under age 13. If you are under the age of 13, please do not use this Website.
Changes to this Policy